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Mobile : +91-7230007020,
+91-9982100020

Email Address : sales@assetsshop.com

Address : Offiice:23, U.I.T. Colony, Opposite Shankar Nagar Petrol Pump, B.R. Birla School Road, Jodhpur-342008(Raj)

Mutual Fund


1. What is a term insurance plan?
Term insurance plan is a form of life cover, it provides coverage for defined period of time, and if the insured expires during the term of the policy then death benefit is payable to nominee. Term plans are specifically designed to secure your family needs in case of death or uncertainty. It provides specific amount of coverage for specific period of time.

2. Why is the preimums charged for taking a Term Insurance Policy very low?

The premiums for Term insurance policies are the lowest among all the types of life insurance policies. The premiums are low since there is no investment component and the entire premium goes for covering the risk. So if the policy holder expires during the insured term, the death benefit is paid to the nominee. There is no survival or maturity benefit once the policy term expires. There may be some plans that offer to return the premiums paid by the policy holder if he survives.